ABOUT Citizens
State Bank

We offer the technology and product offering of a large bank,
the personal relationships of a small-town bank, and the
extraordinary customer service of a private bank. 
100+ Years of Service

In 1910 The Citizens State Bank of Ontonagon began its story. At its inception, the bank’s goal was to improve customers’ financial lives and enrich the local community it served.  More than 110 years later, our commitment remains the same, but our vision of delivering on that promise has evolved.

Citizens State Bank is Backed by State of the Art Technology and Over $200 Million in Assets

Our Board of Directors

We pride ourselves on making banking decisions that truly benefit our local community. One way we do that is through guidance from local leaders living and working in the Northern and Southeastern regions of Michigan. Our board of directors is made up of community members from who feel just as strongly as we do about our bank being a reflection of the area we serve. We’re pleased to introduce our board of directors.

Chris Yatooma

Principal of Citizens State Bank

Brian Calley

President and Chief Executive Officer of SBAM
Former Lieutenant Governor of Michigan 

Zachary J. Halkola 

Chief Operating Office at PM Power Companies

Dan Fischer

President and Chief Executive Officer of Citizens State Bank

Anthony Denome

Chief Operating Officer at Paragon Properties

Citizens State Bank aims to earn and maintain the community’s trust by constantly adhering to the highest ethical standards. We strive to generate earnings without sacrificing principles or causing harm. Our bank was founded on the belief that fostering a healthy and prosperous community is achieved by keeping internal and external ethics consistent, screening clients, and helping local businesses.

Join our Team
When you join our team, you join the Citizens State Bank Difference.