Commercial & Industrial Loans

Our highly experienced commercial and industrial loan team can help you find solutions for revolving lines of credit, term loans, asset-based loans, and more.
Creating Custom Lending Solutions for Your Business
Our value extends beyond our pricing and terms for our commercial and industrial loans. Our bankers will always fight for your business and keep your interests at the forefront.
revolving lines of credit

Revolving Lines of Credit

term loans

Term Loans

asset based loans

Asset-Based “Light” Loans

owner occupied commercial mortgages

Owner-Occupied Commercial Mortgages

Our Lending Team
Royal Oak
Tom Klar

Mortage Lending Officer
NMLS# 1032198

Rana Adou

VP, Business Development Officer
NMLS# 753800

Ann Lantz

EVP, Market President
NMLS# 1577167

Try Our Loan Comparison Tools
citizens state bank lobby

Request For Call Back

Are you interested in opening a checking account with us? Or maybe you are ready to get the home from your dreams? We are always happy to hear from you. Fill in the form and we will get back to you as soon as possible.

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The CSB Difference
outstanding service
Outstanding Service
We thrive by building personal relationships with our clients, we will always put you first.
fdic insured
FDIC Insured
Deposits are FDIC-insured up to the maximum allowed by law, $250,000 per depositor, per bank, per category. Additional bank services are available to maximize your FDIC Insurance coverage. Ask us how!
full service banking
Full Service Bank
Our collection of products and services rivals that of the big banks.
year of banking experience
110+ Years of Service
Our years of experience means that you can count on us.