Citizens State Bank brings banking to a whole new level by offering
customized service to help make your dreams a reality.

Why choose our bank?

– Banking Reimagined –
We offer the technology and product offering of a large bank, the personal relationships of a small-town bank, and the extraordinary customer service of a private bank.

What’s new with our bank?

Royal Oak Headquarters: Now Open!

Our new headquarters in Royal Oak is now open. Please stop in and say hello! We would love to show off our new location!

Smart Bank

We’re bringing banking to the next level with SmartBank. Our digital solutions provide 24/7/365 electronic convenience. Simply put, it’s banking anytime, anywhere.

Under Construction

We’re remodeling our Ontonagon branch later this year. Stay up to date on our progress here and via our social media pages.

What our clients say about us?