Why choose our bank?

We offer the technology and product offering of a large bank, the personal relationships of a small-town bank, and the extraordinary customer service of a private bank.

What’s new with our bank?

Royal Oak Headquarters: Now Open!

Our new headquarters in Royal Oak is now open. Please stop in and say hello! We would love to show off our new location!

Citizens State Bank Donates New Scoreboard to the Ontonagon Gladiators

Join us in cheering on the Gladiators as they play their 2023 season in style with their brand new scoreboard!

New, Cutting-Edge Technology

We make it a priority to bring in new, cutting-edge technology to make banking simpler and more accessible to everyone. Download our mobile apps in your app store!

What our clients say about us?