Why choose our bank?

We offer the technology and product offering of a large bank, the personal relationships of a small-town bank, and the extraordinary customer service of a private bank.

What’s new with our bank?

Royal Oak Headquarters: Now Open!

Our new headquarters in Royal Oak is now open. Please stop in and say hello! We would love to show off our new location!

Upcoming: Ontonagon Open House July 13, 2022

Join us in welcoming the Ontonagon County Chamber of Commerce into their new home at Citizens State Bank!

Ontonagon Branch Gets New Look

We added new signage to the building as part of our remodeling efforts. Stayed tuned for what’s next on our social media pages.

What our clients say about us?