Why choose our bank?

We offer the technology and product offering of a large bank, the personal relationships of a small-town bank, and the extraordinary customer service of a private bank.

What’s new with our bank?

Royal Oak Headquarters: Now Open!

Our new headquarters in Royal Oak is now open. Please stop in and say hello! We would love to show off our new location!

Upcoming: Ontonagon Open House July 13, 2022

Join us in welcoming the Ontonagon County Chamber of Commerce into their new home at Citizens State Bank!

New, Cutting-Edge Technology

We make it a priority to bring in new, cutting-edge technology to make banking simpler and more accessible to everyone. Download our mobile apps in your app store!

What our clients say about us?