As a community bank, Citizens State Bank remains well capitalized and well positioned to continue to serve our customers and community. We were chartered 112 years ago and expect to serve this community for generations to come.
As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns.
As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live in your community too, and your success is our success.
Nobody has ever lost a dime of FDIC-insured deposits up to $250,000. For those customers who have questions about whether additional insurance coverage is needed, we are ready and prepared to assist you in identifying whether additional insurance coverage is necessary and ensuring your deposit needs are met.
If you have questions about your coverage or would like to learn more about FDIC insurance and how it works, we encourage you to access the following resources or give us a call directly at the numbers listed below.
Understanding Deposit Insurance.
Royal Oak Customers – Contact Maria Fischione: 947-886-9650
Ontonagon Customers – Contact Ann Lantz: 906-207-6801