Regular Checking


We offer a wide range of products
to meet your needs.

A Checking Account
That Gives You More.

At Citizens State Bank, we believe in fostering long-lasting partnerships. Each of our clients is serviced by their own private banker to ensure outstanding service and our suite of top-of-the-line technology makes banking easier.
mobile deposit

Mobile Deposit

Conveniently deposit a check without having to go into the bank.
24/7 banking

24/7 Mobile & Online Banking

Easily access your accounts anywhere you have internet.
bill pay

Bill pay

Automatically pay your bills each month
Ways to Waive Monthly Maintenance Fees
At least one of options to the right must apply
Set up Direct Deposit to your account
Set up Electronic Statements
Seniors (55+) will waive monthly fee as well as check orders and Cashier’s Check fees
The CSB Difference
outstanding service
Outstanding Service
We thrive by building personal relationships with our clients, we will always put you first.
fdic insured
FDIC Insured
Deposits are FDIC-insured up to the maximum allowed by law, $250,000 per depositor, per bank, per category. Additional bank services are available to maximize your FDIC Insurance coverage. Ask us how!
full service banking
Full Service Bank
Our collection of products and services rivals that of the big banks.
year of banking experience
110+ Years of Service
Our years of experience means that you can count on us.
Build Your Financial Future
Find out how we can help you save for retirement.