Money Service Business Accounts

Specialty Accounts

Having a cash-based business shouldn’t hold your banking back.

An Account
That Gives You More.

At Citizens State Bank, we support entrepreneurs because we are entrepreneurs. Banking money services businesses (MSBs) are challenging for most financial institutions. The regulations are tough, and traditional banking systems aren’t designed for the unique needs of these businesses. We are trained to navigate these challenges to make sure you still have access to all of our banking products.
customized banking relationships

Customized Banking

We offer extraordinary customer service and cater your banking services to your needs.
courier service


We offer armored cash courier services and smart safes.
access to capital full banking services

Access to Capital & Full Banking Services

Unlike other banks, we make sure MSBs have full access to our banking services

You still have access to all of our Treasury Management Services.

24/7 banking

24/7 Mobile & Online Banking

Our Mobile and Online Banking allows Citizens State Bank to travel with you. Easily manage your business accounts from anywhere you have internet.
remote deposit

Remote Deposit

Remote Deposit Capture simplifies the process of making check deposits into your business account directly from your desktop. 
online bill pay

Online Bill Pay

Business Bill Payment lets you quickly and conveniently pay anyone online
that you pay today by check.
positive pay

Positive Pay

Help protect against check fraud simply and quickly. Ensure that every check transaction both is as you intended.
ach manager

ACH Manager

ACH Manager allows you to originate and track your own ACH transactions and create electronis payments and deposits.

Wire Manager

With Wire Manager, sending payments on tight deadlines becomes fast and easy.

Ask our Treasury Management team to sign you up or for more information today!

Do you work in the Cannabis Industry?
Your cannabis business is growing, and you need the support of a bank that can grow with you. Our CanBank program is designed to give you access to banking solutions that will help you effectively grow and manage your business.
Call us to find out how we can help your business today!
Cannabis Dispensaries
Testing Labs
Cannabis Processing Facilities
The CSB Difference
outstanding service
Outstanding Service
We thrive by building personal relationships with our clients, we will always put you first.
fdic insured
FDIC Insured
Deposits are FDIC-insured up to the maximum allowed by law, $250,000 per depositor, per bank, per category. Additional bank services are available to maximize your FDIC Insurance coverage. Ask us how!
full service banking
Full Service Bank
Our collection of products and services rivals that of the big banks.
year of banking experience
110+ Years of Service
Our years of experience means that you can count on us.