We’ve Got A Lending Product That’s Right For You.

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Citizens State Bank wants to make borrowing quick and easy for you. Contact an officer today to discuss our variety of personal loans.


Home Equity

Home Equity

Leverage the equity in your home for your home improvement projects, debt consolidation, and many other needs. Home Equity products with Citizens State Bank offer a variety of options that are customized to fit your financing needs.

  • Home Equity Loan
    • Fixed Rate
    • Fixed Term
  • Home Equity Line of Credit (HELOC)
    • Variable Rate
    • Flexible Borrowing
Personal Loans

Personal Loans

Whether your needs are big or small Citizens State Bank offers a variety of lending options to help you finance the things you want and need.

  • Auto Loans
  • Recreational Vehicles
  • Unsecured Loans
  • Savings/CD Secured Loans

                                      One Minute Home Equity Test               One Minute Auto Loan Test               One Minute Personal Loan Test